Cross-border settlement at the speed of a query.
Banks, payment service providers, and remittance operators run on Bantu rails to settle cross-border, cross-asset transactions in seconds — without pre-funding correspondent accounts, without paying card-rail margins, without waiting for end-of-day batches.
How a cross-border payment flows.
Sender initiates payment
User or merchant in country A wants to settle in any asset (their local currency, USD-stablecoin, gold). The sending PSP requests a quote via path-payment routing.
On-chain price discovery
The Bantu DEX returns the cheapest route through available liquidity. The sender locks the quote — protocol guarantees execution at that rate or fails the entire transaction atomically.
Atomic settlement
Multiple operations execute in one transaction: debit sender, swap through the DEX, credit receiver in their preferred currency. 3–5 seconds end-to-end. No reconciliation tomorrow.
Compliance trail
Every step is on a public ledger. Pair with off-chain attestation services for the AML/KYC layer. Regulators get auditable provenance without sacrificing user self-custody.
What this replaces in your back office.
vs. T+2 days in traditional banking
vs. ~3% via traditional remittance corridors
Any token issued on Bantu — fiat-stablecoins, gold, custom assets
Path payments source liquidity on-chain — no nostro/vostro accounts
This isn't theoretical. It's live across a continent.
The PAPSS African Currency Marketplace runs on Bantu.
The largest production deployment of permissioned Bantu — a continent-wide financial market infrastructure that lets African corporates, banks, and central banks exchange African currencies directly. No hard-currency hop, no two-week settlement, no annual leakage. Launched at the 2025 Afreximbank Annual Meeting; live across 19 nations.
Read the PACM deep dive